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Credit Reporting Agency
There are three main consumer credit reporting agencies in the country. They are Equifax, Experian, and TransUnion. Equifax is the largest agency. Each agency collects, maintains and disseminates consumer credit files, which are documents that chronicle consumer credit histories. They are also called credit reports.Each credit agency has its own credit file. The credit files may differ, depending on how creditors and lenders report their data. If they report to all three agencies, then the information will show up in all three credit reports. If not, then it'll show up with the agency they reported to.
From each credit reporting agency's credit file, a consumer credit score is calculated. Each agency also has its own credit score. This is because each credit agency has its own way of calculating its score.
*creditreportlogin.com and the Advertisers on this page are NOT affiliated to the annual free credit report program. If you want free annual credit report that is mandated by the FTC you need to visit Annualcreditreport.com.
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*This page lists several free product trials that contains credit reports and credit scores from all three credit bureaus, but on occassion products can be listed here that only provides one credit report and one credit score, please read the details carefully before you apply.
*Please note, that free credit report and free credit scores provided by our advertisers are free of charge with credit monitoring trial, each product has it's own trial duration. If you are not satisfied with the credit monitoring trial you can cancel anytime. And if you cancel within the trial period - you should not be charge for it. We have personally tried several products we advertised and have no problems cancelling them within the given trial period.